Torrid Credit Card. Torrid Insider Credit Card Review

This is a store rewards credit card issued by Comenity Bank. If you're wondering whether Torrid credit card is the right card for you, read on.

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KEY TAKEAWAYS

Signup bonus. Offers a signup bonus of up to $15 if you spend $50. High APRs. This is not a great card for people who carry a balance

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 It has a variable purchase APR starting at 27.24% No annual fee*. This is a great option for people looking for a low-maintenance rewards card.

It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege. Fair or better credit required. You will have good approval odds if your credit score is above 600.

PROS & CONS OF TORRID CREDIT CARD

The Good

No fee Flat 30% Off On Cardholder Shopping Passes Treats applicants with due credit. Cardholders can earn rewards on their purchases. Torrid Insider Credit Card reports to multiple credit bureaus.

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The Bad

High interest rate This is a store card only. Higher than average purchase APRs. You don't earn rewards on every purchase. Does not include many credit card benefits.

How to apply for Torrid credit card Visit the Torrid credit card website. Fill in the application form. 

 You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.

Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.