poor credit loans Best for loan-term flexibility

LendingPoint is a financial technology company that offers personal loans to consumers in the United States.

The company claims to use advanced technology and data analytics to evaluate loan applications and offer competitive interest rates to borrowers.

LendingPoint offers personal loans for a variety of purposes, including debt consolidation, home improvement, and medical expenses

 The company has a quick online application process and may be able to provide funding in as little as one business day.

 Borrowers can choose from loan terms ranging from 24 to 48 months, and loan amounts from $2,000 to $25,000.

It is important for potential borrowers to carefully consider the terms of any loan, including the interest rate, fees, and repayment terms, before accepting an offer from any lender

 It is also a good idea to shop around and compare offers from multiple lenders to ensure that you are getting the best deal possible.

Sure, here are a few more things to know about LendingPoint:

LendingPoint is headquartered in Kennesaw, Georgia and has been in business since 2014.

The company aims to provide personal loans to consumers who may not qualify for traditional bank loans due to poor credit or other factors.

Minimum credit requirement: 580 APR: 7.99% – 35.99% Terms: 24 to 72 months Origination fee: 0.00% - 8.00%

  May receive funds one business day after approval  Approval process doesn’t just rely on credit score  No prepayment penalties