life insurance no medical exam Companies 2023

Purchasing a life insurance policy can be time-consuming because many companies require you to undergo a medical exam so that underwriters can determine your risk level

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However, there are ways to qualify for policies that don’t require a physical examination at all.

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We’ve combed through dozens of life insurance companies and agencies and selected the best no-exam life insurance companies and agencies

We based our ratings on factors such as policy offerings, financial strength, and customer service.

Best No-Exam Life Insurance Companies of 2023

Bestow Haven Life State Farm USAA Nationwide

Bestow is a digital life insurance agency and the life insurance policies it sells are issued by the North American Company for Life and Health.

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Haven Life is a life insurance agency whose term life policies are issued by either MassMutual or C.M. Life Insurance Co., a subsidiary of MassMutual.

you are older than 50 you may wish to consider State Farm’s Guaranteed Issue Final Expense policywhich is available for applicants ages 50 to 80 years old The death benefit, however is just $10,000  

USAA’s of the riders available include term life insurance for children, term life event option, and military future insurability. Applicants can get quotes and go through the application proc online

The Nationwide Simplified Whole Life policy doesn’t require a medical exam and offers coverage from $10,000 to $50,000.This policy is intended for those who want to have a simplified application proce