kohls credit card reviews Pros and Cons

Kohl’s Charge is a closed-loop card like Old Navy Credit Card and Victoria’s Secret Credit Card. This will only benefit store loyalists who frequently shop at the said chain.

Heart

Getting it is as easy as the other retail store credit cards. Besides the $0 annual fees, the credit score requirement is not as strict as the other regular cards in the market.

Heart

You only need a fair credit score of at least 640+ to qualify, and the chain’s website offers a prequalification test without impact on your credit score.

Kohl’s credit card is issued by Capital One, but unlike other store credit cards, this CC is designed differently in terms of rewards.

Compared to the cashback of other cards, the Kohl's credit card highlights the use of discount coupons that will directly reduce your expenses when you purchase certain products.

The card starts with a bonus in the form of a 35% discount on the first purchase.

join here

This is only valid within 14 days of credit approval, but the fact that you can use it immediately without meeting the spending requirement

f you plan to buy in bulk, this discount will even earn more value. As a plus, you will get another 15%-off coupon when your card arrives in the mail.

Kohl's Card Pros and Cons

In terms of the pros, the most attractive feature of the Kohl's Card is the initial discount that's available to new members who are making their first purchase.

If you plan to purchase a pricier item from Kohl's, the discount could add up to some substantial savings.

 For people who do not shop at Kohl’s frequently, a regular cash-back rewards credit card might serve them better.