flagstar mortgage variety Review for 2022  

Flagstar offers a variety of home loans for all income levels.

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With a reputation as a mortgage lender that will close your home fast and on time, Flagstar Bank is worth considering for a home loan

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In some cases, buyers can complete a home closing in as little as 15 days, according to the mortgage lender.

Flagstar Bank offers quite a bit of flexibility in its portfolio of loans and programs for prospective homebuyers.

 For example, Flagstar has a first-responder loan program to those who work on the front lines, such as police officers, firefighters and EMTs, offering a $500 lender credit at the close of escrow.

The bank also has a professional loan program to those in certain industries like law or medicine. 

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With a 700 credit score or above, you can qualify for a loan up to $1.5 million, and no mortgage insurance is required

In addition, Flagstar offers Community Reinvestment Act loans that cater to underserved and lower-income communities with discounted rates and fees.

mortgages does Flagstar offer?

VA, or Veterans Affairs loans FHA, or Federal Housing Administration loans Conventional Jumbo ARMs, or adjustable-rate mortgage loans Refinance Home equity loans (nationwide, except Texas)

HELOC, or home equity lines of credit loans Refinance Construction/renovation

The minimum credit score you need to get a government loan, such as an FHA or VA loan, with Flagstar is 580. The minimum credit score for a conventional mortgage is 620, and up to 680 for a jumbo loan