dog insurance Pet Insurance Review

Following the painful euthanasia of a beloved dog named Buffy, veterinarian Dr. Jack Stephens started the first pet insurance company in North America in 1981.

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He wanted to make healthcare costs more affordable so that pet owners could make medical decisions for their pets.

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on needs instead of cost. In 2005, Dr. Jack Stephens partnered with Greg McDonald (Pets Best CEO) to launch what we now know as Pets Best.

Pets Best is underwritten by the American Pet Insurance Co. (APIC) and was acquired by Synchrony in 2019. Synchrony’s CareCredit offers wellness, healthcare and personal care credit products

Pets Best Pet Insurance Cover?

The BestBenefit Plan is the most robust plan that Pets Best offers. This plan covers a wide range of expenses related to accidents and injuries

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Although Pets Best offers different levels of the accident and illness plan to fit every pet owner’s budget, you can typically expect a plan to cover:

Accidents such as foreign object ingestion, car accidents and broken bones Illnesses such as ear infections, diabetes, cancer, arthritis and urinary tract infections (UTIs)

Hereditary and congenital conditions such as cherry eye, hip and elbow dysplasia, glaucoma and epilepsy Emergency care Hospitalizations and surgeries Diagnostics such as bloodwork, MRIs and CAT scans

Prescription medications. Chronic conditions. Dental issues such as periodontal disease. Prosthetic devices and wheelchairs. Physical rehabilitation. Exam fees. Acupuncture and chiropractic treatments.

Pros Ample range of deductible choices Accident coverage waiting period of only 3 days Can pay your vet directly if the vet agrees, so you don’t have to pay yourself and wait for reimbursement

Multipet discount of 5% per pet Routine wellness plans available Has a 24/7 pet telehealth line

Con – 6-month waiting period for coverage of cruciate ligament issue